Over the past four years oil and gas prices have sharply declined and remained so with only a minor recovery from the highs of 2014. Investments such as Energy Backed MLPs (“Master Limited Partnerships”) have fared worse. The Alerian MLP index was at an all time high point of 539 points in 2014. Recently this index has traded 244 points, up only slightly from its low of 215 points in 2016. Other products such as ETFs (“Exchange Traded Funds”) and ETNs (“Exchange Traded Notes”) linked to Oil and Gas related investments are suffering the same plight. These products were often represented by the financial advisor as safe/secure income producing investments. Many investors were told to “hang on” as prices would rebound. The session will break down the above mentioned products (and some others) and provide a clear explanation of their respective structures, and also give a general overview of the energy industry.